2020 Open Enrollment
October 15 – November 15, 2019
Open Enrollment is your once-a-year opportunity to:
- Review your current plan elections and covered dependents
- Complete the Spousal Affidavit (if you want to cover your spouse in 2020)
- Enroll in or change your medical and/or dental plan
- Add or drop eligible dependents, and
- Update your contact and beneficiary information.
Changes you make during this year’s Open Enrollment will be effective January 1, 2020.
Outside of Open Enrollment, you are only able to make changes within 60 days of experiencing a qualifying life event, such as getting married or divorced, having a baby, or your spouse losing coverage under his or her own plan. So it's important to think carefully about your choices and make sure you select the right plan choice for your needs.
There are no plan design changes for 2020! Review your 2020 Enrollment Guide for an overview of you coverage options.
Save Money at a Family Wellness Center!
The Teamsters Local 14 Family Wellness Centers, located in Northwest Las Vegas and Henderson, offer convenient and comprehensive primary and acute health and wellness services delivered by experienced physicians and advanced practice providers, at no cost to you! Services are available to PPO Plan participants and their covered dependents. HMO Plan participants also can take advantage of the centers at no cost. Visit the Family Wellness Center website for details.
How to Enroll
Starting October 15, login to the Health Fund website to complete your Open Enrollment elections and Spousal Affidavit.
- Login to teamsters14healthfund.com.
- From the left-hand menu, select Open Enrollment/Spousal Affidavit.
- Complete the step-by-step enrollment process.
Once you complete the enrollment process, you can either choose to print your enrollment confirmation or have Zenith mail it to you.
If you are adding a new dependent, you must upload required documentation, like marriage certificates and birth certificates. If you want to cover your spouse for 2020, you must complete the Spousal Affidavit even if you completed it last year (see below). Otherwise, if your dependent is already enrolled for 2019 benefits coverage, you do not need to upload new documentation to continue their coverage for 2020.
Submit Your Online Spousal Affidavit
To cover your spouse, you will need to submit an online Spousal Affidavit through the Health Fund website. Even if you completed the Spousal Affidavit last year, you must complete and return it again by November 15 in order to enroll your spouse for 2020 health care coverage. On the Affidavit, you will indicate whether your spouse has the option to enroll in other group medical coverage through a current employer.
If your spouse has the option to enroll in other group medical coverage but does not elect it and continues to have the Fund’s medical plan as primary coverage, you will need to pay a $300 monthly spousal premium. An invoice with payment information will be mailed to you.
If your spouse does not have the option to enroll in other group medical coverage or is enrolled in his or her employer’s health plan as primary and in the Fund’s health care plans as secondary, you will not be required to pay a monthly spousal premium, as long as you complete the Spousal Affidavit.
If you certify that your spouse does not have the option to enroll in other group coverage and enroll him or her in the Fund’s medical plan, then later it is determined that your spouse was or had the option to enroll in other group medical coverage, you will need to pay the $300 monthly spousal premium for each month it should have been applied, plus you may have to pay the Trust Fund back for any benefits that were improperly paid for your spouse.